Head of Credit Policy - Financial Services Leadership Role

Join Bussan Auto Finance, a leading financial services provider, as our Head of Credit Policy in Jakarta. This strategic role offers the opportunity to shape credit frameworks that drive sustainable business growth while maintaining risk mitigation. You will lead the development and implementation of credit policies and procedures, ensuring compliance with regulatory standards and industry best practices. As part of the Financial Services Leadership Team, you will collaborate with cross-functional teams to analyze market trends, assess credit risks, and optimize credit strategies. This role is perfect for a seasoned professional seeking to make a significant impact in the financial services sector.

In this role, you will be responsible for overseeing the entire credit policy lifecycle, from initial policy formulation to ongoing monitoring and review. You will work closely with internal stakeholders, including loan officers, risk managers, and compliance teams, to ensure that credit policies are effectively communicated and implemented. Additionally, you will represent Bussan Auto Finance in industry forums and regulatory bodies, advocating for policies that support the company's strategic objectives.

📋 Tanggung Jawab Pekerjaan

• Lead the development and implementation of credit policies and procedures.
• Oversee the entire credit policy lifecycle, from formulation to monitoring and review.
• Collaborate with cross-functional teams to analyze market trends and assess credit risks.
• Optimize credit strategies to drive sustainable business growth while maintaining risk mitigation.
• Ensure compliance with regulatory standards and industry best practices.
• Represent Bussan Auto Finance in industry forums and regulatory bodies.
• Provide strategic guidance to loan officers, risk managers, and compliance teams.
• Monitor and evaluate the effectiveness of credit policies and procedures.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Economics, or a related field.
• Minimum of 10 years of experience in credit policy, risk management, or a similar role in the financial services industry.
• Proven track record of leading credit policy initiatives and driving sustainable business growth.
• Strong knowledge of regulatory standards and industry best practices.
• Excellent analytical and problem-solving skills.
• Proficient in using financial modeling tools such as Excel, Bloomberg, and RiskMetrics.
• Strong communication and interpersonal skills.
• Ability to work effectively in a fast-paced, matrixed environment.

🛠️ Keahlian

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